Jj1731 Posted February 28, 2013 Report Share Posted February 28, 2013 I have just begin the process of trying to fix my credit report. My report shows 5 different charge offs with the OC and it only shows 1 collection agency, Midland. Only 1 of those charge off says "transfer/sold" which was a chase card that was sold to midland. So what is my first step in repairing my credit report. All of the charge offs are from 2009-2010. I don't have the money to settle all the accounts at one time so which account should I start with. Any help would be great. I live in Texas. SOL 4 years. Link to comment Share on other sites More sharing options...
admin Posted February 28, 2013 Report Share Posted February 28, 2013 Dispute with the credit bureaus is your first step. Here is the complete process: http://www.creditinfocenter.com/repair/Repair.shtml Link to comment Share on other sites More sharing options...
Jj1731 Posted February 28, 2013 Author Report Share Posted February 28, 2013 Dispute with the credit bureaus is your first step. Here is the complete process: http://www.creditinfocenter.com/repair/Repair.shtmlWhat do I dispute if everything is correct? Link to comment Share on other sites More sharing options...
admin Posted February 28, 2013 Report Share Posted February 28, 2013 Everything negative and start out with "not mine". It's your legal right to request an investigation of everything on your credit report. There is no perjury in dispute letters. 1 Link to comment Share on other sites More sharing options...
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