legend 37 Posted March 3, 2013 Report Share Posted March 3, 2013 Transunion 2007 FICO 417Equifax 2007 FICO 510Experian 2007 FICO 554 Transunion 2012 FICO 743Equifax 2012 FICO 778Experian 2012 FICO 790 I was in such bad shape back then. I studied and read so so so so many posts from so many experts here! Everything from judgments, collections, Charge offs were removed by me using the info here and free. Takes patients, time and alot of studying here. Today I walk into my credit union and walk out with $15,000 signature loans (3 times so far) Now I have moved onto my business credit and found it isnt worth it as they hard pull personal credit for the personal guarentee but still you have all helped me so much and I thank you! You can do it. I never had to go to court, I have had JDB's and CA's drop things off my reports because I was able to point out the FDCPA and FCRA statutes everytime. Today the wife and I have in excess of 80k available in credit cards, utilization is below 25% on what we have balances on, have faith and study everything you can it is so worth it. Link to post Share on other sites
TomnTex 389 Posted March 3, 2013 Report Share Posted March 3, 2013 Glad it worked out for you. Link to post Share on other sites
admin 895 Posted March 3, 2013 Report Share Posted March 3, 2013 Yay! Always good to hear such great success stories! Link to post Share on other sites
Torden 246 Posted March 4, 2013 Report Share Posted March 4, 2013 Do be sure to let your congress critters know about the legal loopholes that allow businesses to place inaccurate information on credit reports and such, and what a burden is involved to simply correct wrong information. Link to post Share on other sites