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gwheelock915

What does this mean?

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I am not a smart person in general, and when it comes to credit reports, well then, that stuff might as well be in a foreign language.

 

I had a GM Mastercard with HSBC. After default and collection activities, the account was purchased by Cap One (like all hsbc accounts).

 

Here is what my tradeline shows

 

HSBC/Capital One/Speedy Muffler King.

 

What the hell is speedy muffler king?

 

This is the closest thing I could think of...

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Speedy Muffler King is an automotive repair chain. I believe if you financed repairs through them it was run by HSBC.

 

I will have to look into that some more, but the only hsbc card I had was the gm card. never heard of speedy muffler king though.

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Then you have a legitimate "not mine" dispute.  

 

But if its not mine, and its a good line on an otherwise bleak looking CR, perhaps willful ignorance is in order. Suddenly, I like muffler king.

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