M3D Posted March 14, 2013 Report Share Posted March 14, 2013 I am involved in a billing dispute with a medical billing company, which sent my account to a debt collection agency last month. Does the fact that my account has been sent (possibly sold) to the debt collection agency preclude me from suing the original creditor in small claims court if I believe that I was improperly charged? If I decide to sue the medical billing company to resolve the billing dispute, should I also sue the debt collector as a 3rd party defendant in the same suit? Link to comment Share on other sites More sharing options...
Coltfan1972 Posted March 14, 2013 Report Share Posted March 14, 2013 Of course you can still sue the original credtior. You can sue anybody you have a claim against, their ownership of the debt is irrelevant. If they violated the law you have a cause of action. That's like if I'm involved with you in a car wreck and I later sell the car or turn the matter over to my insurance company. You can still sue me, in fact you must. Yes the insurance company would step in and defend but you would still sue me even if you have been dealing with my insurance company. Link to comment Share on other sites More sharing options...
Downto0 Posted March 15, 2013 Report Share Posted March 15, 2013 What violations do you think you have? You might have TILA violations if you disputed within 60 days after the billing dispute. Link to comment Share on other sites More sharing options...
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