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Alchemy

Need help responding to summons and filling out Answer Contract ASAP

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I received a summons for a limited collections from Blier & Cox in Encino California (representing Capital One).  I need to deliver my ANSWER CONTRACT back to the court in a few days.  How can I answer this as generally as possible?.

 I need to  request discovery before a case management meeting.     Please help ASAP  Thank you.

 

 

Here's my story:

1. Who is suing you? the Law Firm of Blier & Cox in Encino CA

2. For how much? $12,500

3. Who is the original creditor? Capital One

4. How do you know you are being sued? A summons was served on March 7

5. How were you served? By serving company (but it was not served to me and was never mailed)

6. What was your correspondence (if any) with the people suing you before you think you were being sued? NONE

7. Where do you live? Contra Costa Country Northern California

8. When is the last time you paid on this account? Approx. LESS THAN A YEAR AGO

9. What is the status of your case (if anything has been opened)? I've called the County Court Department that was assigned the case and they told me to return my answer contract and a case management meeting would be the next step

10. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) NO

11. Did you request debt validation before the suit was filed? YES


12. Does your summons require a response? 
Yes, I must get this to the court in 2 days!  Received it late because I was not here to accept it and never got it in the mail.

 


If you don't get a questionnaire with your summons, you are still probably required to answer it in writing.

We need to know what the "charges" are. 
 "Complaint for Money"  BREACH OF CARDHOLDER AGREEMENT



13. What evidence did they send with the summons? An affadavit? A statement from the OC? Anything else they attached as exhibits?  NONE

14. What is the SOL on the debt? 4 years

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Its hard to help yopu if we do not know their questions, post them and we will help you answer them.

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