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Midland screwing me


cajun_duck
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This is on an old account that they bought from the oc.  Well, I have not made a payment towards this since like '08.  Well, for this past December they put me as being 120 days late.  Nothing before, and nothing after.  Seems very fishy.  opinions?

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Posting 120 days late won't reage the account.  The 7 year reporting period is based on the date of first delinquency provided by the OC.  Even if another payment was made, it wouldn't change the date of 1st delinquency.

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