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cajun_duck

Midland screwing me

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This is on an old account that they bought from the oc.  Well, I have not made a payment towards this since like '08.  Well, for this past December they put me as being 120 days late.  Nothing before, and nothing after.  Seems very fishy.  opinions?

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May be when they bought it. Ihave Mainstreet doing the same thing. So far I have them on two FDCPA violations. Waiting to hit them with more because of in state laws to add on. That, or they are trying to re-age it.

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Posting 120 days late won't reage the account.  The 7 year reporting period is based on the date of first delinquency provided by the OC.  Even if another payment was made, it wouldn't change the date of 1st delinquency.

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Still sux to have a 120 day late!  They are playing hardball.  Hit the ball back.  Harder. 

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