homeschool mom Posted April 23, 2013 Report Share Posted April 23, 2013 2nd Mortgage(residential) used to be serviced by GMAC, LLC, which recently filed for bankruptcy---went on default since Feb 2009. Assets bought by Ocwen Loan Servicing, LLC which in turn sent a letter indicating the transfer, and gave us 30-days to dispute the debt. Since the amount in their letter was much more than what we owe, I then sent a DEBT VALIDATION request which they have responded to saying:Asset was charged off by GMAC in their records, please disregard the letter previously sent. I have also filed a recent dispute with Experian and they came back with the result of investigation and have updated records to:PAID, CLOSED, Written Off--- matching that of GMAC's. Today I received a statement in the mail --- with amount owing to amount past due (in arrears). Any thoughts on this? Thank you Link to comment Share on other sites More sharing options...
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