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Does anyone know the Contract Choice of Law for Capital One???


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I have DV'd and requested JAMs to some collection agencies and I've noticed that in the past Capital One was headquartered in VA but looking at some of my old statements received from the CA, I noticed they all have Utah as being the corporate office where payments were suppose to be sent.


Have they incorporated in Utah to avoid the 3 year statute of limitations that Virginia carries?


In my case, it has been past the 3 year mark for VA SOL but am I now bounded by Utah's SOL?

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