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Is it Really Too Late to Dispute After 90 Days? So What Can I Do?


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I ordered a credit report 10 months ago but because of things going on in my life I never looked at it until recently.  I found a questionable account that I would like to dispute, but Experian's dispute form says it can only be used for 90 days after the issuance of the credit report.  


Is there really nothing at all that I can do about this item now?  Will I be able to dispute the item if I order a fresh credit report?  


Thank you.

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