lhoodrem Posted May 25, 2013 Report Share Posted May 25, 2013 1. Who is the named plaintiff in the suit? CACH, LLC2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Mandrich Law Group3. How much are you being sued for? $5707.534. Who is the original creditor? Bank Of Amaerica5. How do you know you are being sued? My landlord received the summons.6. How were you served? Landlord received it in person7. Was the service legal as required by your state? Yes.8. What was your correspondence (if any) with the people suing you before you think you were being sued? none9. What state and county do you live in? California, United States10. When is the last time you paid on this account? (looking to establish if you are outside of the statute of limitations) April 201011. What is the SOL on the debt? Went to Cach before it expired.12. What is the status of your case? Suit served? Motions filed? You can find this by a) calling the court or looking it up online (many states have this information posted - when you find the online court site, search by case number or your name). CACH, LLC VS. ME Plaintiff: CACH LLCAttorney: MANDARICH LAW GROUP, LLP - RYAN E. VOS Histories (Dates listed in descending order)03/30/2013 * EFFECTIVE 04/29/201307/16/2012 SUMMONS ISSUED.07/16/2012 SUMMONS FILED. 13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?)I have not discussed it with the credit bureaus. I already discussed it with Mandrich Law Group. They're willing to settle for $4800.0014. Did you request debt validation before the suit was filed? I did not. It's too late not.15. How long do you have to respond to the suit? (This should be in your paperwork). If you don't respond to the lawsuit notice you will lose automatically. In 99% of the cases, they will require you to answer the summons, and each point they are claiming. We need to know what the "charges" are. Please post what they are claiming. Did you receive an interrogatory (questionnaire) regarding the lawsuit? I didn't respond, the judgment was filled against me. I was seriously intimidated since I was going through a financial hardship. I would really like to fight this. What can I do? Is it too late? Should I hire a lawyer? Link to comment Share on other sites More sharing options...
peanutrs Posted May 25, 2013 Report Share Posted May 25, 2013 I would suggest you go to the court house and get copies of the judgment (s). It's always a good idea to have a consumer attorney take a look and give you advice.There should be some in your area that give a free or low cost consultation. Someone from Cal will chime in here soon... Link to comment Share on other sites More sharing options...
shellieh98 Posted May 26, 2013 Report Share Posted May 26, 2013 you were never served last year? I am a little confused as to weather this is a judgement against you, or if they didn't file proof the first time and dismissed.Is the court the one near you? I would go to the court and find out if this is a suit against you, or if they are trying to collect on a judgement. Can you scan your summons, and cover up all the identifying info as to your name and address, account numbers etc. then post it here? Link to comment Share on other sites More sharing options...
Seadragon Posted May 26, 2013 Report Share Posted May 26, 2013 You might have to make a motion to quash and a motion to vacate default judgment. There is a reason all credit card cases were transferred to Norwalk courthouse, I am looking into why. The Norwalk courthouse is big. I don't know if judges from other courthouses were hammered on the fanny for improper rulings and such or why they transferred them. I have consistently seen the courts in LA county make improper rulings so maybe some lawyer got into them and we have not heard why. I know that the assistant la city attorney is working for a Collection attorney on the side right now and I worry that influence peddling could possibly be a great threat to all cases in LA. I hate that bias against pro pers is an ever expanding problem in my county. Link to comment Share on other sites More sharing options...
Recommended Posts