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Do You Need a Report Number to File a Dispute?


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I recently obtained a copy of my credit report through an online service.   Unfortunately, it doesn't include report numbers for Equifax, Experian, or Trans Union.


The last time I sent dispute letters out (it's been several years), the credit bureaus required you to provide them with your credit report number.  Is this still the case?  I'm not sure if I can simply say I'm writing to dispute an item that appears on the credit report I ordered from xyzcredit.com on June 5, 2013.



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