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Security Freezes ?


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My wife is trying to rebuild her credit.  She applied and was approved for a secured credit card through Open Sky.


She went with Open Sky because she didn't want a soft or hard pull inquiry on her CR.  They don't check your credit for approval.


Her card will be here next week.


She presently has security freezes on the 3 major CRA's.  She did NOT ask for security freezes.


When she had some old addresses she wanted deleted she told the CRA's she was afraid of identity theft.  Maybe that's why there are security freezes.


She had locked her credit reports but again did not ask for security freezes.


Will Open Sky be able to show payment history with this new CC with security freezes in place ?  How about with just locking her credit report can they report positive results with just a lock in place ?




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