Tax Lien in the state of SC

[JBMarque]

I received a letter from the SC Dept of Revenue that stated that I had a tax lien for an unpaid water bill. The lien was paid in full, is there process by which I can pursue to get that removed from my credit report?

[admin]

@JBMarque - the best thing to do is dispute with the credit bureaus.  Also, tax liens can be in databases like Lexis Nexus, you might want to see if you can opt out.

 

http://www.lexisnexis.com/privacy/for-consumers/opt-out-of-lexisnexis.aspx

 

At the very minimum, though, you should have the listed updated to paid.  Hopefully, with the dispute, you can get a deletion.  

[JBMarque]

@JBMarque - the best thing to do is dispute with the credit bureaus.  Also, tax liens can be in databases like Lexis Nexus, you might want to see if you can opt out.

 

http://www.lexisnexis.com/privacy/for-consumers/opt-out-of-lexisnexis.aspx

 

At the very minimum, though, you should have the listed updated to paid.  Hopefully, with the dispute, you can get a deletion.  

 

 

I understand the nature of disputing the lien however; if they have all the documentation to verify that yes indeed the debt was mine will they look negatively upon me when I respond with a letter admitting my mistake and thus "asking for forgiveness" in the form of a Goodwill Letter to have the line deleted from my credit report? So, do you still suggest that my first step be a dispute letter to the Credit Bureau and if so what argument do you think I should make...no mine?

[admin]

@JBMarque - yep, "not mine".

[JBMarque]

@JBMarque - yep, "not mine".

 

Thank you so much, these credit repair waters can be filled with so much misinformation that it's refreshing to receive well researched advice.