h8spleadingpaper

Use 623 Method or Let Sleeping Dogs Lie for Another Year?

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At this point it will cost them less money by not trying to serve you, and since you filed an answer already it won't be much of an issue. The court won't care if you were served or not because you got your answer in and will not be damaged by the lack of service. So I would say, yes, you waived service by answering the complaint (which was the smartest thing you could have done)

 

As far as the CA's listing on your credit report, they are supposed to be reporting the alleged debt as under dispute. I believe that is the law, but I don't know what statute it is, or if it's in the FDCPA or not (I don't think it's an FDCPA violation, but not sure). Someone else would know more about that.

 

I would look into finding out if they are breaking any laws by not reporting it as disputed. If not, then I would probably dispute it.

 

It's probably time to send discovery or at least a BOP.

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If you filed an answer, you are properly before the Court and service is no longer an issue. 

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