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Quick Reference list??


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Maybe this is already in another part of the larger forum but in the time I have been on this forum I have often had to stop and try to figure out what a lot of different things are just to understand individual posts...

 

For example abbreviations (CR, DV, JDB), general definitions of what exactly things are and other basics that are immensely helpful.

 

So, I think a pinned post for reference would be of great value to newcomers and hopefully save a lot of time and irritation for veterans.  I can certainly try to take on this task, but I'm afraid I'm simply not qualified or active enough on the boards to do so.  However, I will make a few quick suggestions and propose a general layout.

 

I. Abbreviations

 

CR - Credit Report

DV - Debt Validation

JDB - Junk Debt Buyer

SOL - Statute of Limitations

 

II. General Terminology and Definitions

 

Debt Validation Letter - A letter sent to a JDB to..... allowing X days..... 

   LINK TO GENERAL TEMPLATES

   LINK TO EXAMPLE THREAD

Cease and Desist Letter - .....

   LINK TO GENERAL TEMPLATES

   LINK TO EXAMPLE THREAD

 

III. Important Things to always Remember

 

Save everything

Always send certified mail

etc

 

IV. Important Links

XX state financial code

XX state court procedures

 

 

I think my general ignorance on the topic limits me much more than this at the moment.  

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