Jump to content

Disputing with the CRAs and SOL


DonqIII
 Share

Recommended Posts

If you get your credit reports and want to dispute an account that is beyond statute of limitations

can't the OC/JDB claim you just admitted to it being your account and start the clock all over again?

 

Also, the 7 1/2 years that it can be reported on your credit report starts from what date?

 

Thanks

Link to comment
Share on other sites

Thank you for this but this is not what I am asking.

 

I have certain accounts that are definitely past my states SOL that are posted on

my credit reports.

 

These accounts have errors and I want to dispute the errorsas they are reported.

 

If I do dispute these errors I want to make certain that this will not magically

re start the SOL count.

 

My state says a partial payment will re start it, and some case law has

suggested that admitting the account is yours will restart it.

 

So what I am asking is, does disputing an account with a CRA in fact

make it as though you are admitting the account.

 

The 2nd question.

 

The credit reports keep your infomation for 7 1/2 years reporting and then

it supposedly falls off your reports.

 

Does the count down on this 7 1/2 years start with first delinquency... Last payment....

Or charge off?

Link to comment
Share on other sites

Guest
This topic is now closed to further replies.
 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.