DonqIII Posted August 30, 2013 Report Share Posted August 30, 2013 If you get your credit reports and want to dispute an account that is beyond statute of limitationscan't the OC/JDB claim you just admitted to it being your account and start the clock all over again? Also, the 7 1/2 years that it can be reported on your credit report starts from what date? Thanks Link to comment Share on other sites More sharing options...
CordusAdmin Posted August 30, 2013 Report Share Posted August 30, 2013 @DonqIII - here is an article on our site about SOL - http://www.creditinfocenter.com/rebuild/statuteLimitations.shtml Link to comment Share on other sites More sharing options...
DonqIII Posted August 31, 2013 Author Report Share Posted August 31, 2013 @DonqIII - here is an article on our site about SOL - http://www.creditinfocenter.com/rebuild/statuteLimitations.shtmlThank you for this but this is not what I am asking. I have certain accounts that are definitely past my states SOL that are posted onmy credit reports. These accounts have errors and I want to dispute the errorsas they are reported. If I do dispute these errors I want to make certain that this will not magicallyre start the SOL count. My state says a partial payment will re start it, and some case law hassuggested that admitting the account is yours will restart it. So what I am asking is, does disputing an account with a CRA in factmake it as though you are admitting the account. The 2nd question. The credit reports keep your infomation for 7 1/2 years reporting and thenit supposedly falls off your reports. Does the count down on this 7 1/2 years start with first delinquency... Last payment....Or charge off? Link to comment Share on other sites More sharing options...
1stStep Posted August 31, 2013 Report Share Posted August 31, 2013 It will start from the date of first delinquency. Link to comment Share on other sites More sharing options...
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