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Can someone look at this tradeline and tell me if they renewed the DOLA?


duck1098
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I'm gonna go with...Balance $0, Sold to another lender, Last Payment $65 trumps everything.

What I'm seeing is they've sold it to a JDB for $65. Nothing else really matters.

(Oh, and although they're not actually reporting the DOFD (Date of first delinquency) their chart at bottom does indicate it was 30 days past due in 6/2009).

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Part of the intentional confusion that the CRAs have built into thier reporting systems...

"Days Late" is both an event and a status. Once an account goes 180 days late (the event), its status becomes 180 days late forever...basically, all they're saying is that it hasn't been payed in quite a while.

So...right...its bad...and nothing you can do will change it, so don't worry about it.

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