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What is credit repair? A basic newbie query!


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I am newbie to the forum and to the usage of credit cards too.


I need to clarify whats the use of the credit card?

How to use it wise?

How to balance the credit for not to get a bad credit?

And, how to get rid of the bad credit problem?


Whats the use of having no bad credit to my account?


It seems to be a cluster of threads? :backpedal:

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