Sister Outsider Posted October 5, 2013 Report Share Posted October 5, 2013 I had several emergency room bills in collections with CMRE. I paid them off with the OC and CMRE is still reporting them. When I spoke with them, they said there is also another bill for $200 from 2009. When I called the OC to try and pay this, they said they moved/switched billing companies and have no record of the account. I just wanted to check in with a game plan: Dispute with CRA's - wait the 30 days (I'm pretty sure CMRE will verify). MOV or 623? Any and all ideas are appreciated. Link to comment Share on other sites More sharing options...
admin Posted October 5, 2013 Report Share Posted October 5, 2013 @Sister Outsider Dispute with CRA's - wait the 30 days (I'm pretty sure CMRE will verify). MOV or 623? Dispute with the credit bureaus. If there is no record of the account, you might be able to get this off. If it comes back verified, I'd do a 623. Link to comment Share on other sites More sharing options...
Sister Outsider Posted November 10, 2013 Author Report Share Posted November 10, 2013 I disputed this account and all records were removed! Thanks for your help. Now I'm having a different problem with the same company, CMRE. I owed 3 Emergency room bills. One I paid to the collection agency. They updated as paid on my credit report. Two were mostly paid by insurance. After insurance paid their part (a year later after fighting denials), I owed about $50 on one and $150 on the other. I tried to pay CMRE, but they kept insisting I still owed the original amount that I knew the insurance company already paid. So I called the OC and talked them into letting me pay both bills in full. This was the beginning of August 2013. CMRE keeps updating my CR. They report the $50 account as owing $50, but the $150 account is reported as $450, which includes the amount the insurance company paid back in July or August. Yesterday, I got a check in the mail from the OC. It was a refund for the $50 payment, stating that I paid the OC AND the CA AND that I didn't have any accounts that I still owed on. The $50 refund had the wrong account number on it. And CMRE is still reporting that I owe all of that to the Credit Bureaus. The check address has the doctor's home address on it and is signed by his wife. Weird. I am going to dispute the last 3 listings with the Big 3. Should I also send a goodwill letter to the doctor or his billing company? I'm frustrated with this and since I paid back in August, it would have been nice if they got their ducks in a row and accurately reported. Are medical billing records really this complicated? I have kept every last paper and receipt, so I know that my records are good. Advice? Link to comment Share on other sites More sharing options...
Sister Outsider Posted November 13, 2013 Author Report Share Posted November 13, 2013 bump Link to comment Share on other sites More sharing options...
Sister Outsider Posted December 7, 2013 Author Report Share Posted December 7, 2013 Disputed with EX and TU. All removed from TU. Got a letter back today from EX, all 3 TL's verified. (I PAID THESE BACK IN SEPTEMBER, THEY SHOW STILL OWING). I think it might be time to sue. Link to comment Share on other sites More sharing options...
admin Posted December 9, 2013 Report Share Posted December 9, 2013 It could be time to sue based on reporting inaccurate information. Link to comment Share on other sites More sharing options...
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