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I have not received a summons!

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I just received a letter from a law firm soliciting their services for a apparent lawsuit filed against me by American Express. I looked up the case number and found it was filed on September 23rd, 2013. Acccording to the letter I must respond in 30 days of the filing but I still not received a summons.  There is only seven days left to answer and I have been completely caught upwith payments since August and continuing making payments on time. How do I answer this lawsuit without a summons? 

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You don't. They need to serve you. Just keep checking back online, make sure a proof of service doesn't get foiled before you are served.

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