mc1963 Posted October 17, 2013 Report Share Posted October 17, 2013 Hi Everyone,What a wonderful website, full of great people and extremely helpful info! I'm a newbie to all this and wondered if any of you good people could help me.I opened a home depot card in the summer of 2008 in Texas. I moved to Canada in March of 2009 and kept making payments from Canada until Nov of 2010, when I lost my job. In March of 2011 I moved to North Carolina and have been here since then.Last week I started receiving calls from who I think is a collection company and wondered if anyone could tell me how the statute of limitations and tolling works. I know it's 4 years in Tx but 3 years here in NX. I have no clue what statute comes into play here because I lived in Canada when I defaulted. Anyone have any idea?Thanks so much and sorry for the length of the post, just wanted to get all the details out there.mc1963 Link to comment Share on other sites More sharing options...
shellieh98 Posted October 18, 2013 Report Share Posted October 18, 2013 If you are a resident of NC, then their statute would apply. However, I am unsure as to when the default date would have started because of your out of the country status. For sure it would start from the time you became a resident of NC.If they were to file suit, they could try to claim citibanks headquarter state in so. Dakota which is 6 years. Personally I would claim the nc sol, let them prove I was not there for 3 years prior to any suit filed. Link to comment Share on other sites More sharing options...
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