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Settlement Letters to Collection Agencies for Expired SOL Debt


Kenforce
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Has anyone settled with a collection agency for a debt on which the SOL has expired?  I've read offer a penny or less and ask for complete deletion from the credit agencies.

 

Does anyone have a sample letter to use?

 

Has anyone tried to get a "delete" from the original credit card company on a debt out of SOL?

 

Thanks,

 

Kenneth

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