circa 10 Report post Posted November 27, 2013 My loan officer told me that if I pay off my credit cards it will boost my score 33 points thats not a problem but when I made the payments the cc company told me that they only update the CRA every 30 days.. Is there any way to get them CC company to update the file faster? Quote Share this post Link to post Share on other sites
willingtocope 1,335 Report post Posted November 27, 2013 Not really. They all have automatic cycles. But, "every 30 days" doesn't mean YOU will have to wait 30 days...you might get lucky...maybe you made your payments in the middle or end of their cycle. Quote Share this post Link to post Share on other sites
2ndTimeAround 260 Report post Posted December 6, 2013 It depends on the day of the month - submitting early good chance the following month changes could appear. Waiting late month - will most like take till the following month to see any changes. Quote Share this post Link to post Share on other sites
CanIOwn 0 Report post Posted May 12, 2014 You will usually have to wait on the credit card. However, you can try to request an update thru the credit bureau by challenging the balance of the card. the only issue with this is that it may take up to 30 days also. Quote Share this post Link to post Share on other sites
Wins the Battle 158 Report post Posted May 12, 2014 Most of them update soon after the closing date on the card. If you know that date for this particular card, then assume it would be updated within about 10 days of that. Quote Share this post Link to post Share on other sites
