sfgurly Posted December 9, 2013 Report Share Posted December 9, 2013 I have a couple of new collection accounts from a JDB on my report. I have no clue who the OC is (not listed) and what the debt is for. No account matches up to the info they are reporting. This doesnt seem right. But Im new to the credit repair process. Any suggestions on my initial step? thx. Link to comment Share on other sites More sharing options...
BV80 Posted December 9, 2013 Report Share Posted December 9, 2013 @sfgurly Start by disputing the entries with the credit reporting agencies. Dispute as "not mine". If they come back verified, find another reason to dispute, such as the amount. You can dispute an entry multiple times if you use a different reason each time. By disputing with the CRAs, the JDBs might send you a letter which might contain the identity of the OCs. If all of the disputes come back verified, then dispute directly with the furnishers (JDBs). Link to comment Share on other sites More sharing options...
admin Posted December 12, 2013 Report Share Posted December 12, 2013 Might be time to do a 623. Link to comment Share on other sites More sharing options...
sfgurly Posted December 15, 2013 Author Report Share Posted December 15, 2013 Who do I send a 623 to and when since I have not disputed this to the CRA. I appreciate all the input. Link to comment Share on other sites More sharing options...
admin Posted December 17, 2013 Report Share Posted December 17, 2013 @sfgurly - there's gotta be some kind of info on your credit report - they usually list the collection agencies on your report. Link to comment Share on other sites More sharing options...
Recommended Posts