bad98roadster Posted December 13, 2013 Report Share Posted December 13, 2013 If a default is reported on a credit report on 8/09 and no other payments or activity is logged against the account the account will (or is supposed to) drop off in 7 years or in specifically in 2016. If a settlement was reached wherein the amount paid is less than the amount owed in 2012, will the account still drop off in 2016 or will it continue to be reported until 2019? Link to comment Share on other sites More sharing options...
willingtocope Posted December 13, 2013 Report Share Posted December 13, 2013 According to the FCRA, it should be 7-1/2 yrs from the date of first delinquency with the original creditor. Link to comment Share on other sites More sharing options...
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