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Trying to get it up


opencircles
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If you're looking at any of the FAKO scores that the 3 CRAs offer...don't sweat it.  Nobody who is going to lend you money uses those.  The "do you know what your credit score is?" sites are scams.

 

If you're looking at an actual FICO score obtained from myFICO.com, realize that the only score us consumers are allowed to see is the FICO Consumer Score which is closest to the FICO Bank Card score (the "sucker" score).  You have a sucker score for each of the 3 major CRAs.

 

And, since the sucker score is intended to predict who credit card companies will make money on...you paying it off each month means they're not making much...therefore, your score drops.

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