Vallie

received a call about being served papers. please help.

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I received a voice mail from a at firsted wasa machine then a man got in the line on Saturday 1/11 . he stated he received paper work at his office today with my name and social. Attached to it. He is advising me he has a request to put me on his list to obtain a signature for a certified notice of intent for a pending legal claim filed against me. Before he stops be my residence or place of employment he wanted to give me a courtesy call to infom me I am being put in his schedule to be served. he left the number of the claiment if i have any questions or want mire info about the matter. He repeated he will be out to serve me this Friday between 1-7. Either at my job or residence and for me to have a valid picture ID and/or supervisor to serve as a witness. I called the number left and its "asset location sevices llc" I could not get ahold of anyone maybe because its Saturday. My question is do I call them to find out what its about? How much info do Igive them about myself if I call? Should I just wait until Friday to see if he shows? Not sure what its about. I do have some debt but do not want to be scammed. I checked my CR and this company is not on it. Also, my brother received a call a week prior from a man stating he needed to serve me about a clain and if I didn't know anything about it for me to call the number he left. I did and it was a differnt company called nationwide?? Any advise would help.

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I received a voice mail from a at firsted wasa machine then a man got in the line on Saturday 1/11 . he stated he received paper work at his office today with my name and social. Attached to it. He is advising me he has a request to put me on his list to obtain a signature for a certified notice of intent for a pending legal claim filed against me. Before he stops be my residence or place of employment he wanted to give me a courtesy call to infom me I am being put in his schedule to be served. he left the number of the claiment if i have any questions or want mire info about the matter. He repeated he will be out to serve me this Friday between 1-7. Either at my job or residence and for me to have a valid picture ID and/or supervisor to serve as a witness. I called the number left and its "asset location sevices llc" I could not get ahold of anyone maybe because its Saturday. My question is do I call them to find out what its about? How much info do Igive them about myself if I call? Should I just wait until Friday to see if he shows? Not sure what its about. I do have some debt but do not want to be scammed. I checked my CR and this company is not on it. Also, my brother received a call a week prior from a man stating he needed to serve me about a clain and if I didn't know anything about it for me to call the number he left. I did and it was a differnt company called nationwide?? Any advise would help.

 

NO DO NOT call them back.  This is a SCAM.  If you are being sued they don't give you a courtesy call to let you settle it first.  They also don't need your signature OR a witness for a "certified notice of INTENT for a pending legal claim"  either they filed or intend to.  Real process servers DO NOT warn you they just show up and serve you.  

 

This is either a payday loan scam or they phished your information somehow.  If you call they will tell you that you owe on a loan or alleged debt.  If you demand validation they will say you only have 2-4 hours to resolve it before they arrest/serve/draw and quarter you in the town square.  They will want $400-600 to resolve it today and avoid court.  They may even threaten to arrest you.  (they can't)  They will demand payment via a prepaid debit/credit card ONLY as the funds are untraceable once you send them.  If they demand your address that is another sign of a scam after all if they had sued you and were coming to your home they would KNOW your address.  

 

The guy didn't show because you are NOT being sued by them.  The goal is to scare you and separate you from your money or scare family into paying on your behalf.  

 

You have several options:

 

1)  ignore it. When they figure out you won't fall for it they will move on to someone else.

2)  Call them back and tell them you know it is a scam and you won't fall for it.

3) wait for them to call again and mess with them the way they attempted to mess with you.

 

Yes it is a violation of the FCDPA but you won't be able to find them.  First they may not even be in the USA.  They are using pre-paid burner cell phones and blocking their real number and/or spoofing.  The 800 number is probably a VOIP internet number which means they can be ANYWHERE.  They use mail drop boxes or will give a false address if you ask for one for your lawyer.  If you could manage to get them served they will simply close up shop, change the business name, and relocate starting over again.

 

My advice:  don't worry about it.  Inform friends, family, and employers a scammer has gotten a hold of your information and not to fall for it and simply hang up.

 

I just recently went through 3 phone calls with one of these.  It has happened enough I mess with them for my own amusement.  My favorite is "I am home now come on by I will put on coffee you bring donuts."  The last one said they were coming the same day.  I said I was home.  No one came.  When she called again 10 days later I asked why they didn't come as I waited for them.  She said they were giving me one more chance to settle it without going to court.  My answer:  no thanks I want to go to court come on by.  Of course I was never home at any time and they still haven't shown up!!  

 

If you want you can PM me their call back number and I will jack them up for you for fun.  

 

Sleep sound:  NO ONE is coming to serve you or sue you in this case.  Can't speak for your real debts on your CR.

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Thank you for your reply.

I did default on a payday loan a couple years back that's why I am not sure if its regarding it or not. I read about a lot of scams out there and do not want to be part of one. I tried looking up the companies but nothing come up. I tried looking up the 855 #s left but nothing comes up. Except for one. Maybe linked to Portfolio recovery? As for them calling my brother. I am not sure how they got his number. It is new and I have never used him for any reference. I found it odd that before the voice mail left I had a miss call prior with no message and minute letter was a blocked call and was the guy stating he's coming to serve me. I guess ill just wait for Friday to come n see if he shows up or not.

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A "legitimate" law firm might call to threaten a lawsuit as a "courtesy" allowing a consumer to "settle" with them but my experience has been if they are going to sue, they are going to sue. No sane person is going to ever tell someone when the process server will be out to serve them. Kind of defeats the purpose of low cost service of process.

 

I have had enough trouble serving a DC attorney without letting them know the process server was coming.

 

I agree this is a scam. Time permitting, *I* would likely toy with them but doing that is not everyone's cup of tea.

 

They are likely ghosts that cannot be successfully sued for their scam. Occasionally the scammers get some grief: http://danielgreenberglaw.com/california-man-charged-in-phantom-debt-collection-scheme/

 

 

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Thank you for your reply.

I did default on a payday loan a couple years back that's why I am not sure if its regarding it or not. I read about a lot of scams out there and do not want to be part of one. I tried looking up the companies but nothing come up. I tried looking up the 855 #s left but nothing comes up. Except for one. Maybe linked to Portfolio recovery? As for them calling my brother. I am not sure how they got his number. It is new and I have never used him for any reference. I found it odd that before the voice mail left I had a miss call prior with no message and minute letter was a blocked call and was the guy stating he's coming to serve me. I guess ill just wait for Friday to come n see if he shows up or not.

 

He isn't coming.  I would bet a year's salary on it.  

 

Unless you got the pay day loan from a store front lender they are not going to sue.  I know one guy who defaulted on EIGHT internet payday loans.  Aside from these kind of calls there is no harm to you by not paying it.  They won't report because they violate a LOT of collection laws and don't want to be sued.  

 

When you can't find the business or the phone number on line that is a sure sign of a scam.  

 

There are any number of search engines that if used to find your contact information will also reveal relatives and THEIR contact information.  That is how they found your brother.  

 

You have nothing to worry about with this.  

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It was a store front payday loan. Is there a difference?

 

Yes.  As a local business they are in a position to follow through with a suit.  As an internet business they would have to hire a firm in your state to pursue you and given the low amount of those loans it is not cost effective.

 

However, given that you cannot locate the business that called you or their phone number I am still convinced it is a scam.

 

If by some chance you ARE sued there are many options to defend the suit.

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Here are the standard red flags:

 

"received paper work at his office today with my name and social"

"certified notice of intent for a pending legal claim filed against me"

"he will be out to serve me this Friday between 1-7"

 

Definite scam.  As Credator said, I would toy with them as well, but that might just be because I hate the bottom feeders that do this.

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I tried to call them 3 times it told me to hold for a rep n after about a minute went to some guys voice mail. They called my work as well leaving the same voice mail they left me. Had someone else call too and got the same voice mail. Seems about fishy to me

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I tried to call them 3 times it told me to hold for a rep n after about a minute went to some guys voice mail. They called my work as well leaving the same voice mail they left me. Had someone else call too and got the same voice mail. Seems about fishy to me

At this point any calls to these scammers would not make sense to me.

 

Even if I chose to toy with them, I am not going to waste my time chasing scammers just to speak to them. I would only do so if they called me and they put a live person on the phone.

 

Phone service providers have tools available to block certain calls and with caller ID enabled we can always ignore private/no CID calls.

 

And for friends and family...

 

...

Inform friends, family, and employers a scammer has gotten a hold of your information and not to fall for it and simply hang up.

...

 

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I have received calls like that before.  It's always a scam.  OJ Lawall offices used to call me and threaten to come arrest and such.  The day before my drivers license was to be renewed they called to inform me I would be arrested at the DMV.  They never even bothered telling me what fake account they were trying to collect on.  Just threats, cursing and really vulgar talk. I filed a complaint with the bbb and they sent a letter appearing to be written by someone with no understand of the English language.  After several phone number changes they stopped.

 

As for the payday loan stuff I can tell you I worked for a company several years who did payday loans and check cashing.  I would strongly suggest recording calls from the in house collection department should you become late with payments.  I had customers come in my store with cells phones on speaker so I could hear what was being said. 

 

It would really be rare for them to sue.  I'm not saying it never happens but usually it will stay in house for up to a year.  I had people come in who had defaulted more than five years past and they could take out a loan if they paid the balance.  If you can get a nice person on the phone doing collections they might work with you and drop some fees.  A few of my customers did that all the time. 

 

One of our competitors sued or had people arrested for hot checks.  The loans they did were a bit different.

 

I'm not sure about online loans.  I can tell you though most people take out many loans all at once. I know this because I had to look at bank statements to approve a loan.  I've seen thousands of loans default and not one suit. 

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One of our competitors sued or had people arrested for hot checks.  The loans they did were a bit different.

 

They may have sued the consumers who defaulted but there is NO state that will prosecute a bad check charge for a pay day loan.  The reason is the lender KNOWS the check is no good when they make the loan.  The ONLY recourse a pay day lender has is a civil suit.  I have yet to meet a prosecutor that will pursue a criminal charge based on defaulting on one. 

 

I tried to call them 3 times it told me to hold for a rep n after about a minute went to some guys voice mail. They called my work as well leaving the same voice mail they left me. Had someone else call too and got the same voice mail. Seems about fishy to me

 

They used to call my Dad when he was alive.  At first he panicked and would call me in a lather out of fear I was about to be arrested.  I actually had to sit down with him and pull up posts like this and articles on how it was a scam.  He finally figured it out and the last time they called him he informed them that he was a retired prosecutor (which was true) and wanted their contact information so he could have his colleagues negotiate a plea agreement.  They hung up and never called back.  

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I received one of these calls last week.  I missed the first call and heard the exact vm you received.  They called several times after that.  I finally answered and the guy gave me the info to call the company that "hired him to serve me".  I was out of town and was a bit nervous to be served and have something left at my house and my roommate get it.  I was recently served for a civil suit on another alleged old debt and she knows.  I did not want another one for her to find out.  I called and they gave me all the information on the alleged debt.  I told them I knew nothing of it, they asked if my address was correct as they have sent me notifications to settle on debt.  I said it was but have not received anything previously.  She gave me acct number, dates of cc, amounts etc.  I kept denying any knowledge of such a cc.  the call ended.  

I later recall receiving such messages a few years back - exact ones.  It took over a year until they served me.  I never previously called back. I ignored.  The company that did file on the first calls is the parent company of the company that called last week.  I don't know how my return call will impact this recent call but the first time took them a long time to actually serve me.  

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...

I later recall receiving such messages a few years back - exact ones.  It took over a year until they served me.  I never previously called back. I ignored.  The company that did file on the first calls is the parent company of the company that called last week.  I don't know how my return call will impact this recent call but the first time took them a long time to actually serve me.  

Fascinating. So they threatened service and did not do so for a year? Did they file the complaint+summons shortly before the actual service?

 

I suppose there might be a rare DC that may gain leverage in producing a payment based on a consumer's fear of service. Waiting a year would mean the consumer is not likely expecting service. Since the "caller" does not provide accurate information on when the service will be there is probably minimal risk of increasing their cost of service at some future unknown date.

 

My guess is that most often these calls are from scammers. Scammer or not most are probably best served by not speaking with those threatening them. If they are an actual DC they would probably comply with a C&D. If they are a scammer, a C&D would be a waste of good postage.

 

If someone calls me threatening to serve me, *I* would ask for the court case # and date they filed. I have no more interest in their process of service, unless there is a defect in service I can use to my advantage, than watching paint dry. I am much more interested in doing everything I can to assist them with their next loss in court.

 

...

I guess ill just wait for Friday to come n see if he shows up or not.

Assuming the Friday in question was this past Friday, any updates?

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I actually received a call I believe on Wednesday blocked number, I answered and it said "you are on my schedule to be served to speak to a live rep press any key" so I did and it hung up on me. I get a call the next day, same time, stating the same thing so I finally get some lady and it sounded like she was in the restroom. She asked  me if a process server came to serve me I told her no. She told me to hold on because she just got the call and she was on her way out. So I guess she pulled up my info which I did not give her any info and she said that this company where I took out the payday loan was filing a claim and she started listing all these claims. She said it was really bad so I said well can I get this all in writing and mailed to me because I have no idea what is going on, she kind of got snappy and said Honey this isn't customer service. I said well im not sure what its about. She said shes trying to help me because its really bad what im facing that im looking at about $1,000 total with interest and lawyer fees. I asked her her name and she said Mrs. Browser, then I asked her who she worked for and she started getting mad and she said that shes trying to help me out and then she hung up on me. No one ever came to my house or where I work. So I get a call today, blocked again, some man saying my name with a recording saying that he made 3 attempts at my place of residence and 1 at my old place of employment but was not able to locate me but will find my new place of employment which is funny because I have been at my current job for 8yrs and my place of residence for 20yrs. Someone is always home so I would know if anyone stopped by. He then said that if he can not locate me one more time he will pass this over to county sheriffs and they will have no problem locating me and serving me. He said he will continue unless he hears other wise from the claimant.

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...

So I get a call today, blocked again, some man saying my name with a recording saying that he made 3 attempts at my place of residence and 1 at my old place of employment but was not able to locate me but will find my new place of employment which is funny because I have been at my current job for 8yrs and my place of residence for 20yrs. Someone is always home so I would know if anyone stopped by.

...

Like an episode of the The Three Stooges! The one thing the scammers and "real" collectors have in common, they both lie early and often.

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First off, if you want to be sure if you are being sued or not, either go to your county court website or call the county clerk and see if there have been any recent filings against you. If not, then they are all bluff because CA is not a pocket docket state so they must file before serving you.

If you are not being sued, then you can either ignore these idiots or have fun with them.

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I have been a victim of these people as well, they were even called my boss and asked her to team up with them and asked for personal information from her, luckily she refused and asked them not to call again.  I obtained as much information as I could, phone #, the name of the person calling me, the name of the business who they claim to be and details about the call and reported the phone number to the Federal Trade Commission, after that I didn't receive any more calls.  Go to www.ftc.gov and make a report thru the website, the federal trade commission will contact you to let you know what they find out and if it is a legitimate business.  Hope this helps! 

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The signs that this is a scam:

  1. Being called by a process server. They will never call you because who would be around to accept the papers if they knew they were being served
  2. Asking for money to stop service. Most states require a disinterested party to serve papers. The process server should have no interest or ability to stop the case once it starts
  3. Request for untraceable payment methods. These people want payment immediately and they do not want to be traced so they usually ask for gift cards from iTunes or Target or ask you to wire the money to a store where some unassuming person will pick it up.
  4. Rush factor. They do not want to give you time to think about what you are doing. After all, your logic part of the brain might click in or you might come to CIC asking about these calls. They want to get their catch quick and get out before the heat gets too hot.

Basically, the thing to watch for is if you are being rushed to make a decision that does not sound logical.

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Also: claiming you will be arrested or face a jail sentence or criminal charge unless you pay them.  Debt collection is a civil matter, not criminal.

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I have gotten a couple phone calls from someone saying they are from a process serving center, never a company name just a process serving center. In the first voicemail the man gave his name number and ext. and said that he wanted to get my side of everything before filling on me in my county for attempted fraud. The second voicemail was the same info but said he was wanting to talk to be before filling in my county over a litigation. The phone number both times was from 888-521-3602. I did a google and yahoo search, plus many reverse phone searches and not to mention searches on 800 search sites. But came up empty handed everytime. Every site said they could find no info on this number. They even called my husbands phone but both our phones are under my name so that could be how they got his number.  The man said that I had until tomorrow to reply or he was filling against me. I decided to just leave it alone and see what happens. Because from what I have read a process server isn't the one to file against me or anyone. Can anyone give me some answers about this? With so many scams out there I have no idea if it's real or not and honestly calling back may be a bad idea if it is a scam. Any help or answers would be nice.    

Thank you

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2 hours ago, lbenker said:

I have gotten a couple phone calls from someone saying they are from a process serving center, never a company name just a process serving center. In the first voicemail the man gave his name number and ext. and said that he wanted to get my side of everything before filling on me in my county for attempted fraud. The second voicemail was the same info but said he was wanting to talk to be before filling in my county over a litigation. The phone number both times was from 888-521-3602. I did a google and yahoo search, plus many reverse phone searches and not to mention searches on 800 search sites. But came up empty handed everytime. Every site said they could find no info on this number. They even called my husbands phone but both our phones are under my name so that could be how they got his number.  The man said that I had until tomorrow to reply or he was filling against me. I decided to just leave it alone and see what happens. Because from what I have read a process server isn't the one to file against me or anyone. Can anyone give me some answers about this? With so many scams out there I have no idea if it's real or not and honestly calling back may be a bad idea if it is a scam. Any help or answers would be nice.    

Thank you

This is a scam. They will call everyone even remotely related to you in an effort to scare you into sending them money (usually using untraceable paths).

You are correct that process servers do not file lawsuits. In fact, they should not be asking for money either because process servers are not allowed to have an interest in the case. They also do not call you if they are going to serve you because who would be home in a case like that.

You can ignore these people without any problems. Some of us call them back just to mess with them but don't do that unless you have control of your emotions.

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21 minutes ago, WhoCares1000 said:

This is a scam. They will call everyone even remotely related to you in an effort to scare you into sending them money (usually using untraceable paths).

You are correct that process servers do not file lawsuits. In fact, they should not be asking for money either because process servers are not allowed to have an interest in the case. They also do not call you if they are going to serve you because who would be home in a case like that.

You can ignore these people without any problems. Some of us call them back just to mess with them but don't do that unless you have control of your emotions.

Thank you for answering my questions, it is just crazy that this goes on so much.

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1 hour ago, lbenker said:

Thank you for answering my questions, it is just crazy that this goes on so much.

I can also reassure you it is a SCAM.  Have received LOTS of those phone calls in the past few years.  Ignore them.  

Do the math.  If they call 600 people per day and 10% fall for it and pay them $400-600 in untraceable cash they make $24,000 a DAY.  Multiply that by 360 days per year and they stand to make MILLIONS in untaxed dollars.  That is why they do it.  They don't need all the calls to succeed only a very small percentage to make a hefty sum.

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