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I have picked these up over the years and would like to post them in one place. Hopefully they will prove as useful for someone else as they have been for me. If you have more stuff like this, please post it to this topic!

Some are written by consumer attorneys (Edelman, Combs and the like) and others are written by the attorneys from the dark side as ways to weasel out of FDCPA liability (it's always a good thing to know what the other side is thinking).

Pro-Consumer:

Defending credit card cases, 2009.pdf

Ethical issues of JDB suits.pdf

FDCPA CASE LAW, NCLC.pdf

FDCPA, Edelman Breakdown-2011.pdf

From the dark side:

FDCPA Defense Guide #1.txt

FDCPA Defense Guide #2.txt

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Here's a couple more gems.

 

This is a transcript of a JDB lawsuit against a consumer and includes witness direct questioning and the defendant's lawyer objecting to everything on direct and shredding him on cross-examination.  A must read for anyone facing trial against a JDB, and also has some value when facing an OC as well.

JDB suit transcript.pdf

 

And this is a deposition of an employee of a JDB that placed an account with a debt collector lawyer for collection.  There is a lot of info in the first few pages about how data is reported to CRAs, and then starting around page 8 of the PDF, there is some good discussion about "media" (statements, bill of sale, agreement, etc) that is transmitted to a JDB when they buy a portfolio.  This is a good one for learning the inner workings of the industry in general.

JDB deposition transcript.pdf

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