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Credit Report says Judgment, actual court records say Disposed


Laneman
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I set up payments with CitiBank and paid off a debt in full in leau of trial. All payments were on time. My credit report shows the debt status as Judgment for Citibank, but the court shows the debt as Disposed.  Is this an error in my credit report?

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When you entered into the agreement, did you sign a judgement stipulation?  In otherwords, if you agreed to pay, and then failed on that agreement, did you sign something that said they wouldn't have to take you to court again, they could just enter the judgement?  If you did, it is a judgement, it is just paid or satisified.

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