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Another on Being Sued by CACH (Mandarich Law Group) in CA

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My mom's just got Summons from an unknown person today March 10, 2018. Ans it was filled with SC of California, Los Angeles County. 

So I’ve been sued by JH portfolio Debt Equities, LLC.


1.    Who is the named plaintiff in the suit?


JH portfolio Debt Equities, LLC

2. What is the name of the law firm handling the suit?


Mandarich Law Group, LLC 

3. How much are you being sued for?



4. Who is the original creditor?


5. How do you know you are being sued?

Received a summons today and filled 21 feb

6. How were you served? (Mail, In person, Notice on door)

Served in person at my home

7. Was the service legal as required by your state?


8. What was your correspondence (if any) with the people suing you before you think you were being sued?


Mandarich Law Group, LLC send a letter of stating intent to sue.  The last letter from them was June 13. 

Started receiving calls and letters from Mandarich late last year, the last one received early February before I was served

9. What state and county do you live in?

California, Los Angeles, Torrance

10. When is the last time you paid for this account?

July 7, 2016

11. What is the SOL on the debt?

2 Years

12. What is the status of your case? Suit served? Motions filed?

Jist recived the summons. I don't know what to do now.

13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?)


14. Did you request debt validation before the suit was filed?


15. How long do you have to respond to the suit?


30 days (served 2/21)


The Causes of Action are:


1.    Open book account

2.    Common counts  (complaint says “Account Stated”)

16. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? List anything else they attached as exhibits.


No evidence included


1. Summons

2. Cover sheet and factors common to all causes of action

3. Exhibit A---Bill of sale and assignment

4. Exhibit B&C----statements

5. Declaration in support of reduced filing fee

6. Civil case cover sheets-----contract rule3.740 collection (crossed)

7. Civil case cover sheets abd addendum and statement of location

8.  Notice of case assignment-limited civil case

9. Order to show cause of hearing/ trial date ---02/27/2019

10. certificate of mailing.

11. Interpreter requests.


What should i

do now? how to proceed?



  • CIC Member
  • HumgBird
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  • Location: CA

I forgot to add that the law firm has left me several messages since I was service to "discuss the paperwork" I received.  I assume they are trying to get me to pay up via a "settlement".  I have not responded to their calls.

On 3/19/2014 at 11:19 AM, HumgBird said:

the suit listed under my former name (first husband).  Have since divorced and remarried. 


So looks like my first step is to file a general denial.    

How do I go about handling the fact that last name is different now as well as mailing address?  Do I need to do anything in particular?


Should I also submit a BOP?


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  • 1 year later...
On 3/19/2014 at 3:14 PM, HumgBird said:


Thanks for the info.  My plan is to get the general denial filed by Friday AM latest at the court.  Was planning on submitting just the general denials per examples I have seen here.  Let me now if anything looks off:


1. Plaintiff has failed to state a proven claim for which relief can be granted

2. Plaintiff lacks legal capacity to sue

3. Defendant reserves the right to amend this answer at any time to add affirmative defenses at any time


and then I'll work on getting the BOP out by early next week.  


I'm being sued by Mandarich Law Group in California and I was wondering where did you find the general denial letter or did you make one up yourself?

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