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Any post judgment payment plan stories?


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I'm facing another lawsuit and am looking ahead in order to prepare for a negative outcome. 


Has anyone set up a payment plan after losing at trial? The obvious worst-case scenario is 25% garnishment and no bank account. 


I don't see why a victor would take monthly payments less than a quarter of my income, but I've never been in that position.


Thanks for your tales from the depths...

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