noeagleeye Posted April 20, 2014 Report Share Posted April 20, 2014 I would like to try and negotiate some of my current credit cards to pay them off. They are up to date, (not behind on them) and wondered it anyone had any advice on how to do this? Quote Link to comment Share on other sites More sharing options...
Credator Posted April 20, 2014 Report Share Posted April 20, 2014 I don't know how to negotiate a favorable settlement without leverage. I don't see where there is any leverage in the proposed situation. Quote Link to comment Share on other sites More sharing options...
bingo Posted April 20, 2014 Report Share Posted April 20, 2014 Nobody will negoiate if you're still current. I elimenated my cc debt in a Chapter 7 bk but, at about the 150 day mark of default, I got unsolcited offers from Chase for a 45% payoff and Cap1 at 50%. Quote Link to comment Share on other sites More sharing options...
TomnTex Posted April 20, 2014 Report Share Posted April 20, 2014 Best you can hope for is to get a lower interest rate! Quote Link to comment Share on other sites More sharing options...
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