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For Indiana Residents: Out-of-State Debt Collectors Do Not Need a License


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Ruling from the Indiana Court of Appeals on March 21, 2014


Accordingly, because Asset is a Delaware limited liability company with its principal place of business in Michigan, and because Asset does not have a physical situs within Indiana, the IUCCC's licensure provision does not apply to it. Because Asset was not required to obtain a license under the IUCCC, Wertz's claims under the IDCSA and the FDCPA cannot stand as alleged. Thus, we affirm the trial court's dismissal of Wertz's counterclaim for failure to state a claim upon which relief can be granted.



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