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I refinanced my truck loan and it is taking so long for the old loan to clear from my credit utilization. How long should it take for it to clear from my credit.


It could take 30-45 days.  First it has to clear the new lender and the old lender.  Once the old lender clears it from their books they report it to the credit bureaus and they update the TL.  All of this takes time and is not always as fast as consumers want.

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