Momof3rnq Posted August 10, 2014 Report Share Posted August 10, 2014 Hi all, I am a resident of Texas and have two fairly large apartment collections on my credit. I went online to the website listed on another thread and when entering Procollect it looks like they were cancelled in 2004. Am I reading this right? If so I can find them in violation of the Texas Debt collection laws correct? Thank you! NEVERMIND. FOUND IT SPELLED A LITTLE DIFFERENT. DANG IT. Quote Link to comment Share on other sites More sharing options...
Clydesmom Posted August 10, 2014 Report Share Posted August 10, 2014 If so I can find them in violation of the Texas Debt collection laws correct? Thank you! Even if they were no longer bonded unless you work for the Texas licensing board you personally cannot find them in violation of anything. That is between them and the state. Since courts are divided on whether reporting a trade line is collection activity (they have a legal right to under Federal law which state law cannot trump) they may still be able to report the collections even if they can't dun you in Texas. However, it appears based on your update they are bonded so the point is moot. Good luck as apartment collections are one of the hardest to remove. Quote Link to comment Share on other sites More sharing options...
Momof3rnq Posted August 11, 2014 Author Report Share Posted August 11, 2014 Thank you Clydesmom for your input. They aren't pursuing me at this point so no point in poking the sleeping lion. Guess I have to sit and wait the 3 years for them to fall off. Sigh......live and learn. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.