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Im in chapter 13 converting to a chp 7 this month but defaulted on a payday loan?


doc20002001
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Im in Chp 13 that went into effect in june 2013 last year and last august 2013 took out a loan with check and go and ended up defaulting on it, it ended up going to collections and im currently paying $50 per month to them, my lawyer is asking me for all my new bills so we can convert to chp 7 BK as my income dropped and im now eligible, my question is since i took the checkngo loan out without telling the trustee last year will i get in trouble and since im converting to a chp 7 will it even matter or will the trustee discharge my 13 and not let us do the chp 7. I havent said anything to my lawyer yet about the checkngo loan, i pulled my credit reports from all 3 credit places and it doesnt show up.

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. . . since i took the checkngo loan out without telling the trustee last year will i get in trouble. . .

 

No.

 

. . .since im converting to a chp 7 will it even matter. . .

 

No.

 

 . . . I havent said anything to my lawyer yet about the checkngo loan,

 

Tell him/her so that he/she can properly add it and any other post filing/pre conversion debt you have run up.  That's the nice thing about converted from the 13 to the 7. . . you get to add the post petition debt.

 

Des.

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