Jump to content

Confused about score

Recommended Posts

So I finally succeeded in getting the BoA account that wasn't mine off of my credit reports. I was expecting that my score would go up as it was the only delinquent account ever listed on my report but my score went DOWN about 25 points. I'm trying to figure out why this could be. It didn't change the length of my credit history or anything like that. Any ideas?

Link to comment
Share on other sites

Which score? Actual FICO or one of the FAKO's? Even if it is FICO, remember the score we're allowed to see is the FICO Consumer Score which is closest to the FICO Bank Card Score (the "sucker score"). This predicts who the CC companies will make money on.

Getting the bogus BofA removed probably dropped your appeal to the CC companies...

Link to comment
Share on other sites

  • 2 weeks later...

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.


  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.