Jojool

Debt Validation Letter template?

Recommended Posts

Quick question - I had a great Debt Validation letter template, on my old computer which has since died and nothing was saved...  I've looked all over the forums, forms, etc. and can't for the life of me find it.

 

It included a paragraph about statute of limitations as well.

 

Help??

 

Thanks!

Share this post


Link to post
Share on other sites

@Jojool

 

 

Date

 

Your Name

Address

 

Collection Agency

Address

 

RE:  CA's account #

 

To whom it may concern:

 

I dispute the referenced account and request validation.

 

Jojool

 

 

I always included a copy of the debt collection collection letter with my DV letters.

  • Like 1

Share this post


Link to post
Share on other sites

@skihaus

 

With all due respect, debt collectors are not required to provide what was requested in your letter.  Also, they do not have to respond to a DV request within 30 days.  Once they provide validation, they do not have to cease collection efforts while the consumer takes 30 days to investigate the provided information. 

  • Like 1

Share this post


Link to post
Share on other sites

Yes, your letter is way overboard and a lot of stuff in it that makes you look like an armature. Go with the one that BV has, it's shorter to the point and they already know the law and what is needed. Forget a lot of these templates, even some that we have on here need to be replaced or redone.


Share this post


Link to post
Share on other sites

@BV80 @TomnTex

 

I found this template on this site. So should I not be using it and should be something as simple as above? The couple of times I used it, it worked the OC went away. This last go around that @TomnTex has commented on as well it failed me. Apparently they verified by obtaining an affidavit.

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.