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Notarized Affidavit Received from my DV Request

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I sent my DV request on May 26, 2014 and just now received a response. The response included the usuall sloppy work which included:


  1. Copy of the card agreement ::punk::
  2. A screen print of what appears to be their mainframe system (my account record at the DC) :yahoo:
  3. Lastly an Affidavit (see attached) that was notarized and signed on July 8th, 2014 in MO ::BigGun::



Is this enough proof or can I take the next step and resend a letter indicating that they are in violation of FDCP s.809.


Thank you for your help.

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Outside of court, they don't have to prove anything.  You know if the debt is legitimate or not.   You just have to decide if you are satisfied that they own the account (an affidavit from the OC is pretty compelling), if you want to settle, or if you don't want to settle and just hope they don't sue before the SOL is passed.

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