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Need help finding CO statute on collection fees

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I'm looking for an FDCPA violation with regards to a debt collector attempting to recover the arbitration costs (JAMS) on behalf of Discover. The request for JAMS fees was denied by JAMS.


I read that CO allows court costs and attorney's fees be added to the debt as long as the total charges are not more than the actual loan amount. The JAMS fees they requested was $6K+ vs the debt of $4K+. Total requested was the $10K+. They did not request attorney's fees.

The CC arb agreement stated that they would only request the consumer initiation fee of $250 if they win and if they had advanced this amount. Nothing in the agreement says they can try to collect on the arb. fees.


Does anyone have the Colorado statute that disallows excessive charge request? Thanks in advance!!

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