BIg_Easy Posted October 27, 2014 Report Share Posted October 27, 2014 I have a number of medical bills in collections, five of which are with the same collection agency. They are two to four years old. I sent them pay for delete offers last week, and Friday they responded as follows: "Our office received correspondence dated 10/21/14, requesting to settle the above referenced account. Normally when an account is paid the credit disclosure is updated as paid, not deleted. However, as a courtesy we will request the item be deleted from your credit disclosure upon receipt of $XX payment. Letter must accompany payment." The response is on appropriate letter head, and includes the name of, but no signature of and account representative with his extension #. Before I send them anything and compromise my leverage, is this good enough? Should I reach out to the original creditor? I'm trying to get into a house in the next three months, and my current score is 600. Thanks. Quote Link to comment Share on other sites More sharing options...
credit2011 Posted October 28, 2014 Report Share Posted October 28, 2014 Looks good to me- I would check with your CA- Experian, TransUnion . Equifax and ask them about this procedure if they will actually do this. Quote Link to comment Share on other sites More sharing options...
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