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FDCPA violation advice in NJ


leeannthehorse
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I have a blatant FDCPA violation case and am seeking advice on the best way to handle it. I send a DV letter with the explicit statement not to be contacted via phone. After receiving the letter, the CA called my mother's phone number and left a message. I have proof of all these. Any suggestion for a lawyer or procedure to follow? Thanks in advance.

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The CAs really doesn't have to abide by the "all calls are inconvenient" comment.  However, if the message they left at your mother's said something about attempting to collect a debt, and, you have it on tape, you might have a case.

 

Look at www.naca.net for a lawyer near you.  Most will give free consults...

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If the message was explicitly about your debt then you've got a case, if it was attempting to obtain location information (i.e. your home phone, address, place of employment) then probably not especially if it was before or around the same time they would have recieved your letter.  They can and will probably be able to claim bona fide error especially since you proceeded to pay the debt.  But hey, consult with an attorney, you've got nothing to lose.

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