Morty Posted December 31, 2014 Report Share Posted December 31, 2014 I'm in Nor. Calif., I have an old Chase MC with a 5k balance that becomes SOL in June. When I was initially in trouble with it I worked out a payment plan with the bank, that fell through, went to collections, then the account was sold multiple times. I've DV'd each time I've received a collection letter and nothing's happened till now. The other day a local attorney sent me a giant packet with a copy of every statement from the card along with a copy of the original credit application form. Their letter says that they have met debt validation and can now continue collection activity. Any way around this? Quote Link to comment Share on other sites More sharing options...
Clydesmom Posted December 31, 2014 Report Share Posted December 31, 2014 Any way around this? Nope. He provided WAY more than they are required to in order to validate and he is correct, they can continue collection efforts. Quote Link to comment Share on other sites More sharing options...
nusteem Posted February 11, 2015 Report Share Posted February 11, 2015 Maybe. See if there is a signature on the app. I had the same thing happen to me a few years ago. and the app the attorney claimed had no signature. Thus I claimed I was only the "authorized" user since I used the card. Case was dropped. Quote Link to comment Share on other sites More sharing options...
Credithis Posted February 16, 2015 Report Share Posted February 16, 2015 Are you sure it was sold? The reason I ask is that when an alleged debt is sold multiple times there usually is never that much to it evidence wise except a bill of sale. Can you check your credit report and see what it has next to the OC? Quote Link to comment Share on other sites More sharing options...
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