Jump to content

Better Option


Recommended Posts

I have been working seriously for the past few years at improving my credit.  I have improved it significantly but still am below 600 which is because of three collections and 1 fed tax lien.  I am finally in a position of paying them all.  The issue is I am not sure if I should pay for the collections first and make payments on the tax lien or pay the tax lien and wait on the collections.  The collections themselves are about 1/2 way through their 7 years but the tax lien is only about 5 months short of being out of sol.  I could reup my uncollectable status for the lien because my hubby is on disability but at the same time I want the lien off my credit because I would like to buy a house this year.  Any advice on how to do this.  I know with the IRS they have a new program for withdrawing the lien if you set up direct debit payments.  Advice please.



Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.


  • Create New...