Credit and Debt Posted March 22, 2015 Report Share Posted March 22, 2015 What is your opinion of Debtor CC Online Bankruptcy dot orgA 1 hour timed pre-filing bankruptcy credit counseling service For $9.95 per household. You can take The Credit Counseling Course 24/7 from any computer and receive your certificate immediately after completing the course during business hours. Any opinion on this company or know of any other approved companies with low fees. Quote Link to comment Share on other sites More sharing options...
despritfreya Posted March 22, 2015 Report Share Posted March 22, 2015 What is your opinion of Debtor CC Online Bankruptcy dot org Any opinion on this company or know of any other approved companies with low fees. If the link works here is a list of many "approved" agencies who can issue the require pre filing and pre discharge certificates. . . http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_maryland/cc_maryland.htm You can inquire about price and/or any waiver of the fee that may be given. Des. Quote Link to comment Share on other sites More sharing options...
Credit and Debt Posted March 23, 2015 Author Report Share Posted March 23, 2015 The changes to the Bankruptcy Law in 2005 require that you receive budget and credit counseling prior to filing for bankruptcy. In addition to satisfying the requirements of the U.S. Bankruptcy Law. Went with DebtorCC - Excellent Course! Spent about 3 hours listening & learning Easy to navigate and very informativeLearned about Money Management & Tracking Income & ExpensesUsing Credit Cards Wisely Introduction to BudgetingHow to Reduce Expenses Options to Help Overcome Financial Difficultyand Tools to make an informed decision. Have to sign back in during regular working hours to chat with a counselorto get our Proof of Credit Counseling Certification (for Bankruptcy filing). Quote Link to comment Share on other sites More sharing options...
Credit and Debt Posted March 23, 2015 Author Report Share Posted March 23, 2015 Update: Spent a couple of hours online with a Debtor CC counselorReceived Proof of Credit Counseling Certification via email * Each person must provide Certificate and Exhibit D form * Remember to fill out, print and save copy of Certificate of Counseling and Exhibit D form Individual Debtor`s Statement of Compliance Quote Link to comment Share on other sites More sharing options...
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