Credit and Debt Posted March 23, 2015 Report Share Posted March 23, 2015 Filing for Bankruptcy Without an Attorney Debtors must list information into their (petition) bankruptcy schedules... Q: What happens when you do not have a case number to put on the formsbefore you mail them in or drop them off at the Federal courthouseDoes a bankruptcy clerk insert the case number after they receive the package Lists of the documents [including schedules] that debtors must filecan be found online at uscourts .gov Procedural Form B 200 Quote Link to comment Share on other sites More sharing options...
Credit and Debt Posted March 24, 2015 Author Report Share Posted March 24, 2015 Any suggestions for secure and inexpensiveOnline Bankruptcy Software for Consumers? Quote Link to comment Share on other sites More sharing options...
Credit and Debt Posted March 25, 2015 Author Report Share Posted March 25, 2015 Form B6D SCHEDULE D - CREDITORS HOLDING SECURED CLAIMS List creditors holding all types of secured interests such as judgment liens, garnishments, statutory liens, mortgages, deeds of trust, and other security interests. List creditors in alphabetical order. State the name, mailing address, including zip code, and last four digits of any account number of all entities holding claims secured by property of the debtor as of the date of filing of the petition. The complete account number of any account the debtor has with the creditor is useful to the trustee and the creditor and may be provided if the debtor chooses to do so. Quote Link to comment Share on other sites More sharing options...
Credit and Debt Posted March 25, 2015 Author Report Share Posted March 25, 2015 FORM B6E SCHEDULE E - CREDITORS HOLDING UNSECURED PRIORITY CLAIMS A complete list of claims entitled to priority, listed separately by type of priority, is to be set forth on the sheets provided. Only holders of unsecured claims entitled to priority should be listed in this schedule. Quote Link to comment Share on other sites More sharing options...
Credit and Debt Posted March 25, 2015 Author Report Share Posted March 25, 2015 FORM B6F SCHEDULE F - CREDITORS HOLDING UNSECURED NONPRIORITY CLAIMS Do not include claims listed in Schedules D and E.If all creditors will not fit on this page, use the continuation sheet provided Quote Link to comment Share on other sites More sharing options...
Credit and Debt Posted March 25, 2015 Author Report Share Posted March 25, 2015 FORM B8 CHAPTER 7 INDIVIDUAL DEBTOR'S STATEMENT OF INTENTION Completing the Statement of Intention On Part A of the Statement, you must describe each item of secured property, list the creditor holding the debt secured by the property, indicate what you intend to do with the property, and then indicate whether the property is exempt or not. In Chapter 7 bankruptcy you can either give up the property (surrender it) or keep the property (retain it).Wonder how many people who declare bankruptcy (surrender) walk away from their home (mortgage). Quote Link to comment Share on other sites More sharing options...
Credit and Debt Posted April 6, 2015 Author Report Share Posted April 6, 2015 CHAPTER 7 BANKRUPTCY VOLUNTARY PETITION OfficIal Form B1, MUST be used by a debtor to begin a bankruptcy case. Filing this petition is how an individual or other entity “declares bankruptcy.” Form B1 Exhibit D, Individual Debtor’s Statement of Compliance withCredit Counseling Requirement Form B 21 An individual debtor’s Statement of Social-Security Number Mailing list containing the names and addresses of the creditorsand others that should receive notices from the court in the case, MUST accompany the petition along with filing fees(B3A installments or B3B waiver). If the schedules and other documents are not preparedand ready to be filed at the same time the petition is filed, Rule 1007© allows 14 days for completing and filing most of them. It is important to determine what the particular court’s requirements areby contacting the clerk’s office or by checking the court’s local rules. Quote Link to comment Share on other sites More sharing options...
Credit and Debt Posted April 7, 2015 Author Report Share Posted April 7, 2015 What Tax Documents Do You Need to File for Chapter 7 Bankruptcy? Q: Do you need copies of both Federal and State income tax returns? Tax Returns You will usually need to provide copies of your tax returns or tax transcripts for the last two years. Some trustees may require more tax returns while others may ask only for your most recent one. http://www.irs.gov/Individuals/Get-Transcript To Get Transcript Online, you must have a Social Security number (SSN) and immediate access to your email account to confirm your email address. Then you'll need to answer personal, financial and tax related questions to verify your identity. If you previously registered, just log in with your user ID and password. To Get Transcript by Mail, you need your SSN or an ITIN Individual Tax Identification Number, date of birth, and address from your latest tax return. Quote Link to comment Share on other sites More sharing options...
Credit and Debt Posted April 12, 2015 Author Report Share Posted April 12, 2015 Is there a special form or schedule you use when youprepare a Bankruptcy Petition regarding the following: Judgment & Lien for nonpaymentof Annual Fees on a Timeshare How do you discharge a default judgment and eliminate a lien that was recorded at the courthouse where the timeshare is located and also recorded at the courthouse where you live. - A bankruptcy discharge does not automatically eliminate liens on your property. - Whether you can avoid a lien in bankruptcy depends on:the type of lienthe value of the propertyyour exemptions, andwhether you are filing for Chapter 7 or Chapter 13 Bankruptcy To avoid a lien in Chapter 7 bankruptcy, you must file a motion with the court and obtain a court order. Quote Link to comment Share on other sites More sharing options...
Credit and Debt Posted April 12, 2015 Author Report Share Posted April 12, 2015 Regarding: BANKRUPTCY COURT NOTICES During the course of a bankruptcy case or proceeding, bankruptcy court notices are mailed by the (BNC) Bankruptcy Noticing Center on behalf of the court. The BNC, which is operated by a private contractor, provides notice production and mailing services for the court. http://ebn.uscourts.gov/ Note: The Bankruptcy Noticing Center is not the court. Quote Link to comment Share on other sites More sharing options...
Credit and Debt Posted April 22, 2015 Author Report Share Posted April 22, 2015 CREATING A CREDITOR MAILING MATRIX What is the proper Matrix Format for Creating a Creditor Mailing Matrix?Do you include the full account number and old balances.monies owed? Quote Link to comment Share on other sites More sharing options...
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