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New Collection From ERC


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Enhanced Recovery Company just reported a collection on my report that dropped me from 726 to 658.

The amount is $446 and Sprint is the company owed.

Should I try a PFD with ERC or would I be better off trying to make a deal with Sprint?

ERC earlier offered to settle for $246 but it wasn't appearing on my report at the time so I didn't do it.


I'd appreciate any help here.



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