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cazzer

Have to answer interrogatories

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I was hoping to get some help.  I have been on this forum for 10+ years reading how you wonderful people help others.  It is inspiring.  Now I need some help and hope you can get me through this. 

 

I am getting sued in NJ for $4078.01 on a defaulted car loan.  When this collector first tried to collect, I sent a debt validation letter in March of 2014.  They responded to that more than 1 year later with an account payment history, included with a motion to sue.  I answered the suit and received a card from the court that scheduled a non-jury trial for 6-22-15 at 9am.  Not sure what to do next.  Plaintiff sent Interrogatories, Notice to produce and request for admission at the end of April which I have not answered yet.  I am thinking about requesting adjournment.  Please help.

20150602115323522.pdf

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There is no where near enough information about your suit available to strangers on the internet to help you answer those interrogatories.  They require personal knowledge of the debt.  Unlike a credit card case this auto loan had collateral which was repossessed and it is much easier to prove default of the debt and get a judgment.  

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Thanks.  I guess I will just do my best with the interrogatories myself.  Don't they need a bill of sale or something that states how much they sold the car for.  What do they need to prove that I owe what they say?  They are about $2000 off what I owed when they repossessed.  I'm not looking to get out of it.  I just want to settle for an accurate amount.  I know this forum has helped others in this situation.

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