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skybluemoon

BAC servicer run around/in house modification

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Texas

Our loan was serviced by Wilshire before BAC.  We had asked for a modifcation from Wilshire in 7/2009, and again in 12/09 (Wilshire)(we did not qualify even with the harship).  BAC started servicing in 7/2010 and we tried to refi/modify starting in 7/2012.  I had to esculate to the OOP.  In December, 4th, we rec'd a denial letter, the very next day, 5th, we were approved for an in-house mod.  During the process, I had re-submitted numberous times, the same documents....

Needless to say, the modification was nothing more than tacking the 2 late payments onto the end of the note and making that principal balance. 

I would like to pursue this and have all the documents back and forth and my emails regarding the process with Wilshire and BAC.

Does anyone have any suggestions as to counsel that I could contact regarding this matter?

 

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